Insurance is not a burden. It protects one from the leaking bucket syndrome. Without insurance, the returns on your investments can be wiped out by a single stroke of hospitalisation or car accident. I’ll talk about the Indian scene. MIS-SELLING Misselling of insurance policies is a bigger problem than claim settlement. Insurance advisors and relationship … Continue reading Insurance
I often talk about this subject in my financial literacy sessions. What does one need to do from a financial angle to prepare for the ultimate truth – your exit from the world? I give below a few pointers and questions. Study the succession laws in your country in detail. Write a will. It can … Continue reading Preparing for the End
I was pushing the Certified Financial Planner (CFP) course in 2002, and it was not a very successful venture. It was seen as a concept, whose time had not come. The career path for CFPs was, and is still not clear. I scanned job postings for CFPs, and found only a few wealth management firms … Continue reading Code of Ethics for a good Financial Planner
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